LET’S Grow TOGETHER
LET’S Grow
TOGETHER
Our Work Culture
We strive to offer an invigorating, participative, and growth-oriented work environment. We encourage our employees to contribute, take ownership and work towards the betterment of the organization as a collective goal. If you believe you have it in you, fill out the form below to apply now.
Employee Speak
Do not take our word for it. Read what our employees have to say about us.
VRIDHI IN YOUR JOURNEY
3 Core Principles for Vridhi
Empower
Vridhi is built on a culture of trust and communication. We encourage all our employees to be empathetic towards each other and support each other in their corporate journeys
Challenge
We enable you to take on complex challenges for further enhancement in your career. We believe progress (Vridhi) happens when all of us push to achieve greater goals in our life
Succeed
At Vridhi we provide all our employees an equal opportunity to work hard and excel in their careers as we believe that an organization is a sum total of its successful employees
CURRENT VACANCIES
We have multiple openings in Sales, Underwriting, F&A, and operations. Join our team to contribute to the journey of making dreams true of millions and growing with us.
Interested candidates may fill out the form at the end of the page and upload their updated resumes.
Job Title: Area Credit Manager
Designation: Area Credit Manager
Minimum Qualification: Graduation
Experience: 2-4 Years
Location: Nandyal, Nellore
Job Responsibilities
- Oversee the evaluation and approval of loan applications.
- Ensure compliance with credit policies and regulatory requirements.
- Monitor and manage the loan portfolio to identify and mitigate risks.
- Develop strategies to prevent loan defaults.
- Supervise and mentor credit officers.
- Provide training and support to ensure effective credit assessment.
- Generate and review reports on loan activities and credit performance.
Key Skills
- Strong ability to lead and develop a team of credit officers.
- Expertise in assessing financial statements and credit reports.
- Proficiency in identifying and mitigating credit risks.
- Effective communication with clients and internal stakeholders.
- Thorough understanding of banking laws and credit policies.
Job Title: Credit Manager
Designation: Credit Manager
Minimum Qualification: Graduation
Experience: 2-4 Years
Location: Jabalpur, Bijainagar
Job Responsibilities
- Oversee the evaluation and approval of loan applications.
- Ensure compliance with credit policies and regulatory requirements.
- Monitor and manage the loan portfolio to identify and mitigate risks.
- Develop strategies to prevent loan defaults.
- Supervise and mentor credit officers.
- Provide training and support to ensure effective credit assessment.
- Generate and review reports on loan activities and credit performance.
Key Skills
- Strong ability to lead and develop a team of credit officers.
- Expertise in assessing financial statements and credit reports.
- Proficiency in identifying and mitigating credit risks.
- Effective communication with clients and internal stakeholders.
- Thorough understanding of banking laws and credit policies.
Job Title: Product Manager
Designation: Product Manager
Minimum Qualification: Graduation
Experience: 3-5 Years
Location: Bangalore
Job Responsibilities
- Conduct market research to identify competitive products and opportunities.
- Develop and manage housing finance products from concept to launch.
- Maintain a 360-degree view of relevant data points to guide product strategy.
- Utilize Excel/other tools for data analysis and PowerPoint for presentations.
- Implement BTL marketing activities to boost field productivity.
- Collaborate with internal teams and engage with external stakeholders for continuous improvement.
Key Skills
- Strong analytical and project management skills.
- Excellent communication and presentation abilities.
- Master in MS Excel and PowerPoint.
- Creative and innovative thinking.
- Attention to detail and customer focus.
- Basic domain knowledge of the home loan industry.
Job Title: Regional / Customer Service Officer
Designation: Regional/Customer Service Officer
Minimum Qualification: Graduation
Experience: 1-3 Years
Location: Karnataka, Andhra Pradesh, Madhya Pradesh, Rajasthan
Job Responsibilities
- Responding to inquiries about home loans and mortgage products.
- Providing accurate information and guidance on loan options and processes.
- Assisting customers with loan applications and required documentation.
- Guiding them through eligibility and paperwork requirements.
- Resolving issues related to loan applications, payments, and account management.
- Handling complaints and providing appropriate solutions.
- Maintaining a professional and positive attitude.
- Keeping detailed records of customer interactions and feedback.
- Staying updated on housing finance products and policies.
- Educating customers about different loan products and helping them choose the best option.
Key Skills
- Excellent verbal and written skills for clear customer interactions.
- Strong ability to analyze and resolve customer issues quickly.
- Empathy, patience, and dedication to providing exceptional service.
- Familiarity with customer service software and basic IT skills.
- Effective time management and attention to detail.
Job Title: Business Analyst
Designation: Business Analyst
Minimum Qualification: B.Tech
Experience: 1-3 years
Location: Bangalore
Job Responsibilities
- Conduct market research and data analysis to inform strategic decisions.
- Identify and recommend process improvements for efficiency and cost reduction.
- Gather business requirements for new products or enhancements.
- Ensure projects align with industry regulations and company goals.
- Analyze and report on business performance to senior management.
Key Skills
- Strong analytical and data interpretation skills.
- Effective communication across all organizational levels.
- In-depth knowledge of the housing finance industry and products.
- Proficient in problem-solving and project management.
- Technical proficiency in data analysis tools and business intelligence software.
- Adaptability to changing market and regulatory conditions.
Job Title: Credit Officer
Designation: Credit Officer
Minimum Qualification: Graduation
Experience: 1 -3 Years
Location: Maddur, Hassan, Gulbarga, Nellore, Nandyal, Jabalpur
Job Responsibilities
- Evaluate and analyze loan applications, financial statements, and credit reports to determine creditworthiness.
- Approve or decline loan applications in compliance with credit policies and regulatory guidelines.
- Monitor loan portfolios to identify and manage potential risks.
- Implement strategies to mitigate risks and prevent defaults.
- Communicate with clients to gather necessary information and explain loan terms.
- Prepare and maintain accurate loan documentation and records.
Key Skills
- Strong ability to assess financial statements and credit reports, making informed decisions.
- High level of accuracy in evaluating applications and maintaining documentation.
- Effective in explaining complex financial concepts to clients and collaborating with stakeholders.
- Familiarity with banking laws, credit policies, and lending procedures.
Job Title: Branch Sales Manager
Designation: Branch Sales Manager
Minimum Qualification: Graduation
Experience: 2-4 Years
Location: Bhopal & Jabalpur
Job Responsibilities
- Drive sales of mortgage products within the branch.
- Develop and execute sales strategies to meet targets.
- Train and support sales team on product knowledge and sales techniques.
- Build and maintain relationships with clients and partners.
- Analyze market trends to identify sales opportunities.
- Ensure compliance with industry regulations during sales processes.
- Address customer queries and concerns to ensure satisfaction.
Key Skills
- Strong sales leadership and strategy development.
- In-depth knowledge of mortgage products and housing finance market.
- Effective team training and motivation.
- Relationship building and customer service.
- Market analysis and opportunity identification.
- Compliance and ethical sales practice adherence.
- Problem-solving and customer query resolution.
Job Title: Branch Manager
Designation: Branch Manager
Minimum Qualification: Graduation
Experience: 3-5 Years
Location: RT Nagar, Nelamangala, Bhopal, Vidisha, Dudu, Bijainagar
Job Responsibilities
- Lead branch strategy for mortgage product sales and customer growth.
- Manage daily operations, ensuring compliance with regulations and policies.
- Set and achieve sales targets; oversee loan processing and customer service.
- Recruit, train, and mentor staff, promoting a culture of excellence.
- Build and maintain customer relationships, offering personalized mortgage advice.
- Analyze local market trends to adapt strategies and identify opportunities.
Key Skills
- Leadership and team management.
- Strategic planning and sales acumen.
- Knowledge of housing finance and mortgage products.
- Risk and financial management.
- Customer service excellence.
- Effective communication and problem-solving.
- Adaptability to market changes.