Current Vacancies
Grow with grace, lead with purpose, and make an impact that lasts — this is life at Vridhi Home Finance
Job Title: Audit Officer
Designation: Audit Officer
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 1 - 3 Years
Location: Bangalore
Job Responsibilities
- Conduct branch and internal audits to ensure compliance with company policies, operational procedures, and regulatory requirements.
- Review loan files, credit documentation, disbursement processes, and customer records to identify discrepancies and compliance gaps.
- Verify adherence to RBI/NHB guidelines, internal controls, and risk management policies across branch operations.
- Prepare audit reports, highlight observations, recommend corrective actions, and follow up with concerned departments for timely closure.
- Coordinate with branch teams and relevant departments to conduct audit reviews, identify operational risks, and strengthen internal control processes.
Key Skills
- Strong knowledge of internal auditing, branch operations, risk assessment, and compliance procedures within HFCs/NBFCs.
- Good understanding of Home Loans, LAP, credit appraisal, loan documentation, and disbursement processes.
- Familiarity with RBI/NHB regulations, internal control frameworks, and financial auditing practices.
- Strong analytical, problem-solving, and attention-to-detail skills to identify discrepancies and operational risks.
- Proficiency in MS Excel, audit reporting, documentation review, and effective communication with internal stakeholders.
Job Title: Creative Designer
Designation: Creative Designer
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 2 - 4 Years
Location: Bangalore
Job Responsibilities
- Design creative marketing materials, including social media posts, brochures, banners, standees, flyers, and other promotional collaterals.
- Develop visually engaging creatives for digital marketing campaigns, product promotions, and brand awareness initiatives.
- Coordinate with marketing and branch teams to understand design requirements and deliver creatives aligned with brand guidelines.
- Support branch branding activities by designing signage, promotional displays, event materials, and other branding assets.
- Manage multiple design projects, ensure timely delivery of creatives, and maintain consistency in brand identity across all marketing platforms.
Key Skills
- Strong proficiency in Adobe Photoshop, Illustrator, CorelDRAW, Canva, and other graphic design tools.
- Good understanding of graphic design principles, typography, colour combinations, layouts, and visual branding.
- Creative thinking and visual storytelling skills to develop engaging designs for digital and print marketing.
- Basic knowledge of video editing, motion graphics, and social media creative formats will be an added advantage.
- Strong attention to detail, time management, communication, and coordination skills with the ability to handle multiple design requirements.
Job Title: Management Trainee – Marketing
Designation: Management Trainee - Marketing
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 0 - 2 Years
Location: Bangalore
Job Responsibilities
- Assist in planning and executing branch-level marketing activities, branding initiatives, and promotional campaigns to enhance brand visibility.
- Coordinate the design, development, and distribution of marketing collaterals, including brochures, standees, banners, and other promotional materials.
- Support digital marketing activities, social media campaigns, and content creation to promote housing finance products and services.
- Coordinate with branch teams, sales teams, and external vendors for marketing requirements, campaign execution, and branding activities.
- Maintain marketing reports, track campaign performance, monitor branding requirements, and support day-to-day marketing operations.
Key Skills
- Good understanding of marketing fundamentals, brand management, promotional activities, and campaign execution.
- Strong communication, coordination, and interpersonal skills to work effectively with internal teams and external vendors.
- Basic knowledge of digital marketing, social media management, content creation, and marketing communication.
- Proficiency in MS Excel, PowerPoint, Canva, and other basic marketing tools for reporting and creative coordination.
- Strong organizational skills, creativity, attention to detail, multitasking ability, and willingness to learn.
Job Title: Treasury Manager
Designation: Treasury Manager
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 3 - 5 Years
Location: Bangalore
Job Responsibilities
- Manage daily treasury operations, including cash flow planning, liquidity management, and fund utilization to ensure smooth business operations.
- Monitor funding requirements and coordinate with banks, financial institutions, and lenders for timely fund mobilization.
- Oversee borrowings, debt servicing, interest payments, and repayment schedules to ensure effective treasury management.
- Prepare cash flow forecasts, monitor asset-liability management (ALM), and ensure compliance with RBI/NHB regulations and internal policies.
- Maintain treasury reports, track borrowing costs, support financial audits, and identify opportunities to optimize funding costs.
Key Skills
- Strong knowledge of treasury operations, liquidity management, cash flow forecasting, and fund management within HFCs/NBFCs.
- Good understanding of borrowing instruments, bank funding, refinancing, debt management, and capital market transactions.
- Proficiency in asset-liability management (ALM), financial analysis, risk assessment, and regulatory compliance.
- Strong analytical, financial modelling, and MS Excel skills with the ability to prepare accurate treasury reports.
- Excellent communication, negotiation, stakeholder management, and problem-solving skills to maintain effective relationships with lenders and financial institutions.
Job Title: Payroll Manager
Designation: Payroll Manager
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 4 - 6 Years
Location: Bangalore
Job Responsibilities
- Manage end-to-end payroll activities, ensuring accurate and timely processing in compliance with company policies and statutory regulations.
- Handle payroll computations, including attendance, leave, incentives, bonuses, deductions, and full & final settlements.
- Ensure adherence to statutory compliances such as PF, ESI, Professional Tax, TDS, and applicable labour laws.
- Collaborate with HR, Finance, and other departments to maintain accurate payroll records and address employee payroll-related queries.
- Prepare and validate payroll reports, perform reconciliations, coordinate payroll audits, and ensure data accuracy and confidentiality.
Key Skills
- Strong knowledge of end-to-end payroll processing, salary structures, CTC calculations, and payroll administration.
- Good understanding of statutory compliance, including PF, ESI, PT, TDS, gratuity, and applicable labour regulations.
- Proficiency in MS Excel, HRMS, payroll software, and payroll reporting with strong analytical skills.
- Excellent attention to detail, accuracy, confidentiality, and problem-solving skills in handling payroll operations.
- Strong communication, coordination, time management, and employee query resolution skills to ensure smooth payroll operations.
Job Title: Branch Manager / Branch Sales Manager
Designation: Branch Manager / Branch Sales Manager
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 3 Years and above
Location: Tanuku, Nellore & Vizag
Job Responsibilities
- Drive branch sales targets through Home Loans, LAP, and affordable housing finance products.
- Lead, motivate, and monitor sales, credit, and operations teams to achieve branch KPIs.
- Ensure quality loan sourcing, credit appraisal, portfolio quality, and control of NPAs.
- Oversee loan disbursements, collections, customer service, and adherence to NHB/RBI guidelines.
- Strong leadership, sales and relationship management, credit assessment, DSA/channel management, collection management, and knowledge of housing finance products.
Key Skills
- Strong leadership and team management skills to drive branch performance and achieve business targets.
- Excellent sales and business development skills with the ability to generate quality leads and expand the customer base.
- Good knowledge of credit assessment, risk management, and housing finance products, including Home Loans and LAP.
- Strong relationship management skills to develop and maintain DSA, builder, and channel partner networks.
- Effective collection management, NPA control, problem-solving, and branch operations skills with knowledge of regulatory compliance.
Job Title: RCU Officer
Designation: RCU Officer
Minimum Qualification: Bachelor's Degree / Master's Degree
Experience: 1 to 3 Years
Location: Ongole, Nellore, Vijayawada
Job Responsibilities
- Conduct field investigations and background verification of customers to assess authenticity of loan applications.
- Verify applicant details including residence, employment, business operations, and reference.
- Identify potential fraud indicators and discrepancies in documents or customer information.
- Analyze risk patterns and flag suspicious cases to prevent financial losses.
- Coordinate with credit, underwriting, and collections teams for risk evaluation and decision-making.
Key Skills
- Strong analytical and investigative skills.
- Knowledge of fraud detection and risk assessment practices.
- Attention to detail and ability to identify inconsistencies.
- Good interpersonal and communication skills for field interactions.
- Ability to work independently and handle field-based assignments.
