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LET’S Grow TOGETHER

LET’S Grow
TOGETHER

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Current Vacancies

Grow with grace, lead with purpose, and make an impact that lasts — this is life at Vridhi Home Finance

Job Title: Audit Officer

Designation: Audit Officer

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 1 - 3 Years

Location: Bangalore

Apply Now

Job Responsibilities

  • Conduct branch and internal audits to ensure compliance with company policies, operational procedures, and regulatory requirements.
  • Review loan files, credit documentation, disbursement processes, and customer records to identify discrepancies and compliance gaps.
  • Verify adherence to RBI/NHB guidelines, internal controls, and risk management policies across branch operations.
  • Prepare audit reports, highlight observations, recommend corrective actions, and follow up with concerned departments for timely closure.
  • Coordinate with branch teams and relevant departments to conduct audit reviews, identify operational risks, and strengthen internal control processes.

Key Skills

  • Strong knowledge of internal auditing, branch operations, risk assessment, and compliance procedures within HFCs/NBFCs.
  • Good understanding of Home Loans, LAP, credit appraisal, loan documentation, and disbursement processes.
  • Familiarity with RBI/NHB regulations, internal control frameworks, and financial auditing practices.
  • Strong analytical, problem-solving, and attention-to-detail skills to identify discrepancies and operational risks.
  • Proficiency in MS Excel, audit reporting, documentation review, and effective communication with internal stakeholders.

Job Title: Creative Designer

Designation: Creative Designer

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 2 - 4 Years

Location: Bangalore

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Job Responsibilities

  • Design creative marketing materials, including social media posts, brochures, banners, standees, flyers, and other promotional collaterals.
  • Develop visually engaging creatives for digital marketing campaigns, product promotions, and brand awareness initiatives.
  • Coordinate with marketing and branch teams to understand design requirements and deliver creatives aligned with brand guidelines.
  • Support branch branding activities by designing signage, promotional displays, event materials, and other branding assets.
  • Manage multiple design projects, ensure timely delivery of creatives, and maintain consistency in brand identity across all marketing platforms.

Key Skills

  • Strong proficiency in Adobe Photoshop, Illustrator, CorelDRAW, Canva, and other graphic design tools.
  • Good understanding of graphic design principles, typography, colour combinations, layouts, and visual branding.
  • Creative thinking and visual storytelling skills to develop engaging designs for digital and print marketing.
  • Basic knowledge of video editing, motion graphics, and social media creative formats will be an added advantage.
  • Strong attention to detail, time management, communication, and coordination skills with the ability to handle multiple design requirements.

Job Title: Management Trainee – Marketing

Designation: Management Trainee - Marketing

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 0 - 2 Years

Location: Bangalore

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Job Responsibilities

  • Assist in planning and executing branch-level marketing activities, branding initiatives, and promotional campaigns to enhance brand visibility.
  • Coordinate the design, development, and distribution of marketing collaterals, including brochures, standees, banners, and other promotional materials.
  • Support digital marketing activities, social media campaigns, and content creation to promote housing finance products and services.
  • Coordinate with branch teams, sales teams, and external vendors for marketing requirements, campaign execution, and branding activities.
  • Maintain marketing reports, track campaign performance, monitor branding requirements, and support day-to-day marketing operations.

Key Skills

  • Good understanding of marketing fundamentals, brand management, promotional activities, and campaign execution.
  • Strong communication, coordination, and interpersonal skills to work effectively with internal teams and external vendors.
  • Basic knowledge of digital marketing, social media management, content creation, and marketing communication.
  • Proficiency in MS Excel, PowerPoint, Canva, and other basic marketing tools for reporting and creative coordination.
  • Strong organizational skills, creativity, attention to detail, multitasking ability, and willingness to learn.

Job Title: Treasury Manager

Designation: Treasury Manager

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 3 - 5 Years

Location: Bangalore

Apply Now

Job Responsibilities

  • Manage daily treasury operations, including cash flow planning, liquidity management, and fund utilization to ensure smooth business operations.
  • Monitor funding requirements and coordinate with banks, financial institutions, and lenders for timely fund mobilization.
  • Oversee borrowings, debt servicing, interest payments, and repayment schedules to ensure effective treasury management.
  • Prepare cash flow forecasts, monitor asset-liability management (ALM), and ensure compliance with RBI/NHB regulations and internal policies.
  • Maintain treasury reports, track borrowing costs, support financial audits, and identify opportunities to optimize funding costs.

Key Skills

  • Strong knowledge of treasury operations, liquidity management, cash flow forecasting, and fund management within HFCs/NBFCs.
  • Good understanding of borrowing instruments, bank funding, refinancing, debt management, and capital market transactions.
  • Proficiency in asset-liability management (ALM), financial analysis, risk assessment, and regulatory compliance.
  • Strong analytical, financial modelling, and MS Excel skills with the ability to prepare accurate treasury reports.
  • Excellent communication, negotiation, stakeholder management, and problem-solving skills to maintain effective relationships with lenders and financial institutions.

Job Title: Payroll Manager

Designation: Payroll Manager

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 4 - 6 Years

Location: Bangalore

Apply Now

Job Responsibilities

  • Manage end-to-end payroll activities, ensuring accurate and timely processing in compliance with company policies and statutory regulations.
  • Handle payroll computations, including attendance, leave, incentives, bonuses, deductions, and full & final settlements.
  • Ensure adherence to statutory compliances such as PF, ESI, Professional Tax, TDS, and applicable labour laws.
  • Collaborate with HR, Finance, and other departments to maintain accurate payroll records and address employee payroll-related queries.
  • Prepare and validate payroll reports, perform reconciliations, coordinate payroll audits, and ensure data accuracy and confidentiality.

Key Skills

  • Strong knowledge of end-to-end payroll processing, salary structures, CTC calculations, and payroll administration.
  • Good understanding of statutory compliance, including PF, ESI, PT, TDS, gratuity, and applicable labour regulations.
  • Proficiency in MS Excel, HRMS, payroll software, and payroll reporting with strong analytical skills.
  • Excellent attention to detail, accuracy, confidentiality, and problem-solving skills in handling payroll operations.
  • Strong communication, coordination, time management, and employee query resolution skills to ensure smooth payroll operations.

Job Title: Branch Manager / Branch Sales Manager

Designation: Branch Manager / Branch Sales Manager

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 3 Years and above

Location: Tanuku, Nellore & Vizag

Apply Now

Job Responsibilities

  • Drive branch sales targets through Home Loans, LAP, and affordable housing finance products.
  • Lead, motivate, and monitor sales, credit, and operations teams to achieve branch KPIs.
  • Ensure quality loan sourcing, credit appraisal, portfolio quality, and control of NPAs.
  • Oversee loan disbursements, collections, customer service, and adherence to NHB/RBI guidelines.
  • Strong leadership, sales and relationship management, credit assessment, DSA/channel management, collection management, and knowledge of housing finance products.

Key Skills

  • Strong leadership and team management skills to drive branch performance and achieve business targets.
  • Excellent sales and business development skills with the ability to generate quality leads and expand the customer base.
  • Good knowledge of credit assessment, risk management, and housing finance products, including Home Loans and LAP.
  • Strong relationship management skills to develop and maintain DSA, builder, and channel partner networks.
  • Effective collection management, NPA control, problem-solving, and branch operations skills with knowledge of regulatory compliance.

Job Title: RCU Officer

Designation: RCU Officer

Minimum Qualification: Bachelor's Degree / Master's Degree

Experience: 1 to 3 Years

Location: Ongole, Nellore, Vijayawada

Apply Now

Job Responsibilities

  • Conduct field investigations and background verification of customers to assess authenticity of loan applications.
  • Verify applicant details including residence, employment, business operations, and reference.
  • Identify potential fraud indicators and discrepancies in documents or customer information.
  • Analyze risk patterns and flag suspicious cases to prevent financial losses.
  • Coordinate with credit, underwriting, and collections teams for risk evaluation and decision-making.

Key Skills

  • Strong analytical and investigative skills.
  • Knowledge of fraud detection and risk assessment practices.
  • Attention to detail and ability to identify inconsistencies.
  • Good interpersonal and communication skills for field interactions.
  • Ability to work independently and handle field-based assignments.

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