HOME LOAN
WHAT WE OFFER
OWN YOUR DREAM HOME
Vridhi focuses on enabling target customers in the unserved and underserved category to fulfill their dreams of owning their own homes. With this major focus, Vridhi will initially have the following secured loan products in its portfolio
Home Purchase
There are so many wonderful homes available throughout the country, ready to be sold. Through our home purchase loans, will enable you to buy your dream home anywhere in India.
Features & Benefits
- Affordable interest rates to make your home loan easier to repay
- Customized plans to repay loans
- Zero hidden charges
- Tax benefits under section 80C & 24B
- Experienced and qualified support staff
Home Construction
Constructing your own house is a daunting task. Apart from the various formalities involved, a lot of capital investment is required to build your dream home. Our loans will enable you to obtain the finances you need to construct your own house as per your tastes and preferences.
Features & Benefits
- Best home construction loan eligibility, to construct your dream home
- Long tenure loan with attractive interest rates for easy repayment
- Easy, minimal documentation
- Tax benefits under section 80C & 24B
- Digitally enabled subsequent disbursal process
- Wide range of payment options are available
Purchase of Land/Semi-Constructed Unit and Construction
Purchasing land is the fundamental step before constructing a house. Our loan options include financial assistance in the purchase of land as well as the completion of semi- constructed houses.
Features & Benefits
- A unique home financing plan giving you the perfect opportunity to personalize your own home
- An effective financing option different from the ready to move-in home loan
- Tax benefits under section 80C & 24B
- Near-instant approval for quick and easy financing
Home Renovation of Existing Home
We know that a home is a reflection of your hard work and dedication. It needs care and regular renovation. That’s why we provide loans that assist you in repairing and maintaining your home.
Features & Benefits
- Longer loan repayment tenure to allow suitable construction
- Attractive interest rates for affordable and easy repayment
- Tax benefits under section 80C & 24B
- Hassle-free approval with suitable customized plans to suit your need
Home Expansion
Sometimes, you need some more space in your home to accommodate more family members or provide added comfort. From additional floors and rooms to an expansion of your hallway, our loans can help you expand your home so that you enjoy the added comforts of a bigger house.
Features & Benefits
- Get that top floor constructed as per your choice through easy home construction loan
- Long tenure loan with attractive interest rates for easy repayment
- Taxation benefits under section 80C & 24B
- Balance transfer service to another bank by paying nominal transfer processing fee
